The CPF Workfare Income Supplement (WIS) 2025 Update is a major improvement designed to support lower-wage Singaporean workers by increasing payout levels and raising income eligibility caps.

Key Updates for WIS 2025

• Increased Maximum Payout: The maximum WIS payments per year have risen to S$4,900, up from S$4,200. This includes both cash and CPF contributions.
• Revised Income Limits: The monthly wage limit has been increased to S$3,000 from S$2,500, allowing more workers to qualify.
• Payment Frequency: WIS will now be paid monthly instead of annually, improving cash flow for beneficiaries.
• Cash vs CPF Distribution: Cash portion has been raised to 10–40% of the total payout, giving immediate financial assistance, while 60% is deposited into CPF accounts for retirement savings.

Eligibility Criteria

• Singapore Citizens or Permanent Residents who work and earn below the wage threshold.
• Individuals with disabilities and those under the ComCare programme may qualify with incomes lower than S$500.
• WIS applies to workers whose wages are CPF-declared.

WIS 2025 Overview

Feature	2024	2025 Update
Maximum Annual Payout	S$4,200	S$4,900
Monthly Wage Cap	S$2,500	S$3,000
Payment Frequency	Annual	Monthly
Cash Portion of Payout	10%	40%
CPF Portion	90%	60%

Claim and Eligibility Process

• No additional claim process is required if wages are declared through CPF payroll.
• Check eligibility and payout amounts via government portals, e.g., CPF or gov.sg.
• Monthly payouts will commence at the beginning of 2025 according to CPF contribution policies.

This improved WIS scheme in 2025 is expected to provide stronger income support and enhance retirement savings for low-wage workers in Singapore, particularly as wages and living costs continue to rise.