One of the most popular mobile payment platforms is Cash App, which plans to pay users up to $148 each in a major legal settlement. It is a settlement in which Cash App has addressed the claims of unwanted referral text messages sent by itself to thousands of its users in Washington State. That is a sum of 12.5 million which will be shared among the eligible users who received these messages without their consent. This settlement is a significant victory to the consumers that have been receiving undesirable messages through the app.
Payment Distribution Overview
| Total Settlement Fund | Number of Eligible Users | Estimated Payment Range per User |
|---|---|---|
| $12.5 million | Approximately 2 million | $88 to $147 |
Cash App Referral Text Scandal.
The case was based on the claims that Cash App was violating the Washington consumer protection laws by sending unsolicited commercial text messages in its Invite Friends referral program. Plaintiffs presented the case that Cash App encouraged users to send pre-written referral messages to contacts without their express permission. In the period between November 14, 2019, and August 7, 2025, the alleged recipients of these texts in Washington were close to two million telephone numbers, which resulted in the settlement of the class action.
| Step | Action | Deadline |
|---|---|---|
| Submit Claim | Complete and send claim form | October 27, 2025 |
| Final Court Hearing | Await final approval | December 2, 2025 |
Settlement Information and Eligibility of the user.
According to the settlement, class members who are eligible are those individuals who received a referral program text message as they lived in Washington state within the given period. The court documents show that the users will receive payments within the range of between 88 and 147, and the number can change depending on the number of eligible claims submitted. Users should make a valid claim form before October 27, 2025, to claim the payment. The settlement is to be completed following the court approval to be made on December 2, 2025. The quantity of the pay out will depend on the number of claims which will be raised. Eligible users who are opt-in will be entitled to get their portion of the settlement fund on a pro-rata basis. Class action settlement thus provides equitable compensation to all the affected people.
How to File a Claim
The claim process is done by having the users give their phone number and confirm that they are qualified as class members. The phone numbers will be checked by Cash App with its referral text files. The notices and instructions will be sent to the eligible users a short time after the official settlement site has been approved by the court, and claims may be filed online. Submission is also important to get paid.
FAQs
1. Who is eligible in the Cash App payout of settlement?
The qualified candidates should be Washington residents who receive unsolicited Cash App referral texts in November 2019 through August 2025.
2. What amount will a user get under the settlement?
The amount estimated to be paid is between 88 and 147 dollars on the eligible users and this varies depending on the number of valid claims submitted.
3. When does a claim have to be submitted?
Claims should be received by October 27, 2025, to be given a compensation.
This settlement is a significant victory of the users who were targeted by unsolicited messages through Cash App referral program. Its reimbursement of completed financial damages and its support of consumer protection legislation sets a significant precedent in the area of compliance in digital communication.