Supplemental Security Income (SSI) beneficiaries will not receive a regular payment on November 1, 2025. Instead, there will be two SSI deposits made in October 2025 — one for the regular October payment and one for the November benefit. This is due to a timing adjustment by the Social Security Administration (SSA) to avoid payment delays when the 1st of the month falls on a weekend or holiday.
Why Two Payments in October 2025?
- Normally, SSI payments are issued on the 1st of each month.
- Since November 1, 2025 falls on a Saturday, SSA will release November’s SSI payments on Friday, October 31, 2025.
- This means beneficiaries will receive two SSI deposits in October 2025:
- October 1, 2025: Regular October payment.
- October 31, 2025: Early November payment.
- This is not extra money — the second deposit is simply paid early to align with SSA’s payment schedule.
SSI Payment Schedule for Late 2025
| Month | Payment Date | Details |
|---|---|---|
| October 2025 | October 1, 2025 | Regular October SSI payment |
| October 2025 (Early November Payment) | October 31, 2025 | November SSI benefit paid early (since Nov 1 falls on a weekend) |
| December 2025 | December 31, 2025 | January 2026 SSI payment (reflecting the new 2.8% COLA increase) |
The SSA always advances payments to the last business day of the preceding month when the 1st falls on a Saturday, Sunday, or holiday. This ensures that beneficiaries receive their funds on time, without delays due to weekends or holidays.
Important Payment Notes
- All SSI payments are made via direct deposit or Direct Express debit card. Paper checks are no longer issued.
- If you don’t receive your deposit, wait at least three business days before contacting the SSA.
- To report missing payments, call the SSA at 1-800-772-1213 or visit ssa.gov.
FAQs
Q: Is this a bonus payment?
A: No. It’s not an extra payment — it’s simply your November benefit paid early on October 31, 2025.
Q: Does this affect Social Security or SSDI payments?
A: No. This early payment schedule only applies to SSI beneficiaries. Social Security retirement and SSDI payments will follow their normal schedule based on beneficiaries’ birth dates.
Q: What if I don’t get both October payments?
A: Wait three business days and then contact SSA at 1-800-772-1213 if both deposits don’t appear.
SSI recipients should plan their budgets accordingly since no SSI payment will arrive in November 2025. This early release helps ensure uninterrupted financial support, preventing delays caused by weekends or holidays in the SSA schedule.
